ICICI Bank has announced robust financial results for the quarter and year ended March 31, 2026. The bank reported a profit after tax of ₹50,147 crore for the full financial year, representing a 6.2% year-on-year growth. Additionally, the Board has recommended a dividend of ₹12 per equity share, subject to member approval. The bank also reported strong credit growth, with total advances rising 15.8% to ₹15,53,893 crore.
Fiscal Performance Highlights
For the quarter ended March 31, 2026 (Q4-2026), ICICI Bank achieved a profit after tax of ₹13,702 crore, an increase of 8.5% compared to the same period last year. For the full financial year 2026, profit after tax reached ₹50,147 crore, up 6.2% from ₹47,227 crore in the previous year. Core operating profit for the year rose by 7.7%, reaching ₹70,401 crore.
Credit Growth and Asset Quality
The bank maintained strong momentum in credit expansion, with total advances reaching ₹15,53,893 crore as of March 31, 2026, marking a 15.8% year-on-year growth. The retail loan portfolio, which comprises 50.4% of the total, saw a 9.5% increase. Asset quality also showed improvement, with the Net NPA ratio declining to 0.33% from 0.39% in the previous year. Provisioning coverage on non-performing loans stood at a healthy 75.8%.
Capital Adequacy and Strategic Developments
ICICI Bank continues to demonstrate a strong capital position, with a total capital adequacy ratio of 17.18% as of March 31, 2026. The Board has proposed a dividend of ₹12 per share for FY2026. Furthermore, the bank continued its network expansion, adding 528 branches during the year, bringing the total to 7,511 branches. Additionally, the Board authorized the annual renewal of fund-raising limits, including ₹250 billion for domestic debt securities and USD 1.50 billion for overseas markets.
Consolidated Performance
On a consolidated basis, the bank’s profit after tax grew by 9.3% in Q4-2026 to ₹14,755 crore, and by 6.2% for the full financial year to ₹54,208 crore. The bank’s total consolidated assets reached ₹29,14,498 crore, reflecting a 10.3% year-on-year growth.
Source: BSE
