ICICI Bank announced robust financial results for the quarter ended March 31, 2026, reporting an 8.5% year-on-year increase in profit after tax to ₹137.02 billion. Driven by strong core operating performance, the Bank saw significant growth across its loan portfolio and deposit base. The Board has recommended a dividend of ₹12 per share, reflecting the Bank’s solid capital position and sustained momentum across its core business segments.
Solid Financial Performance
ICICI Bank has demonstrated consistent growth, with profit after tax rising 21.1% quarter-on-quarter to ₹137.02 billion in Q4-2026. The Bank’s core operating profit also saw steady growth, increasing 5.1% year-on-year to ₹183.05 billion. Profit before tax, excluding treasury, recorded a notable growth of 10.1% year-on-year, totaling ₹182.09 billion for the quarter.
Loan Portfolio and Deposit Expansion
The Bank’s total loan portfolio grew by 15.8% year-on-year as of March 31, 2026. Growth was particularly strong in the business banking segment, which expanded by 24.4% year-on-year, while the retail loan portfolio saw a 9.5% year-on-year increase. On the liability side, total deposits grew by 11.4% year-on-year, supported by an 11.3% year-on-year growth in average current and savings account (CASA) deposits.
Asset Quality and Capital Adequacy
Asset quality metrics remained healthy, with the Net NPA ratio standing at 0.33% at the end of the fiscal year, an improvement from 0.37% as of December 31, 2025. The Bank maintains a strong capital position with a Common Equity Tier 1 ratio of 16.35%. Given these performance milestones, the Board has recommended a dividend of ₹12 per share for the financial year, subject to the necessary approvals.
ESG and Strategic Initiatives
ICICI Bank continues to integrate environmental and social commitments into its business model. The Bank has set a target to achieve carbon neutrality in Scope 1 and 2 emissions by FY2032 and has expanded its ESG risk assessment tool to cover 20 sectors. Furthermore, the Bank’s social initiatives include the ongoing development of three cancer care facilities in Navi Mumbai and Vishakhapatnam, reinforcing its commitment to sustainable and responsible business practices.
Source: BSE
