Five-Star Business Finance Limited has announced its financial results for the second quarter and half-year ended September 30, 2026. The company reported a 5% year-on-year increase in Profit After Tax (PAT) to ₹299 crore for the quarter. Assets Under Management (AUM) grew by 14% year-on-year to ₹14,640 crore, while disbursements saw a significant 74% year-on-year jump to ₹2,078 crore.
Five-Star Business Finance Reports Strong Q2 FY27 Performance
Five-Star Business Finance Limited has declared its unaudited financial results for the quarter and six months ended September 30, 2026. The company showcased robust growth across key financial and operational parameters.
Financial Highlights – Q2 FY27
Quarter Ended September 30, 2026
- Assets Under Management (AUM): Increased to ₹14,640 crore, marking a 14% growth year-on-year and a 7% growth quarter-on-quarter.
- Disbursements: Recorded a historical best of ₹2,078 crore, up 74% year-on-year and 39% quarter-on-quarter.
- Profit After Tax (PAT): Stood at ₹299 crore, a 5% increase year-on-year and a 10% increase quarter-on-quarter. This figure includes a one-time tax benefit of ₹19 crore for prior years.
- Net Interest Margin: Was reported at 19.87%.
- Return on Average AUM (RoAUM): At 8.39%.
- Return on Equity (RoE): Stood at 15.25%.
Half-Year Ended September 30, 2026
- AUM: Remained consistent at ₹14,640 crore (14% YoY growth).
- Disbursements: Totaled ₹3,574 crore, a 44% increase year-on-year.
- PAT: Reported at ₹571 crore, up 3% year-on-year.
- Net Interest Margin: Was 19.91%.
- RoAUM: At 8.25%.
- RoE: Stood at 14.86%.
Operational Performance and Outlook
The company highlighted strong customer collection efficiency of 98.2% for the quarter. Stage 3 assets remained stable at 3.48%. The Chairman & Managing Director, Mr. Lakshmipathy Deenadayalan, expressed satisfaction with the performance, emphasizing robust growth in disbursements and loan book, coupled with improving collections and asset quality. The company is well-positioned to achieve its growth guidance for the year, supported by strong collections and controlled slippages.
Five-Star Business Finance also increased its branch network to 875 branches across 11 states and Union Territories, opening 19 new branches during the quarter.
Source: BSE
