Five-Star Business Finance Limited has announced its financial results for the quarter ended September 30, 2026 (Q2 FY27). The company reported a 5% increase in Profit After Tax (PAT) to ₹2,993 million, compared to the previous year. Loan disbursements saw a significant rise, up 39% quarter-on-quarter and 74% year-on-year. The loan portfolio also grew by 7% quarter-on-quarter and 14% year-on-year, reaching ₹1,46,396 million.
Five-Star Business Finance Reports Strong Q2 FY27 Performance
Five-Star Business Finance Limited has disclosed its financial performance for the second quarter of the financial year 2027 (Q2 FY27), ending on September 30, 2026. The company demonstrated robust growth across key financial metrics, underscoring its strategic initiatives and market position.
Key Financial Highlights
Profitability and Income
Profit After Tax (PAT) for the quarter stood at ₹2,993 million, marking a 5% increase compared to the same period last year. Net Interest Income (NII) saw a substantial jump of 13% year-on-year, reaching ₹7,073 million. This growth was driven by an expanded loan portfolio and improved interest margins.
Loan Book and Disbursements
The company reported historically best disbursements during the quarter, recording ₹2,078 crore. This represents a significant increase of 39% over the previous quarter and 74% year-on-year. The loan portfolio, also known as Assets Under Management (AUM), grew to ₹1,46,396 million, a 7% increase from the previous quarter and 14% year-on-year.
Asset Quality and Operational Efficiency
Gross Non-Performing Assets (NPA) were stable at 3.48%. The company also highlighted improvements in customer collection efficiency and a reduction in 30+ days past due (DPD) to 11.50%. Operating expenses increased by 39% year-on-year to ₹2,683 million, reflecting investments in growth and technology.
Capital Adequacy and Returns
Capital Adequacy Ratio (CRAR) remained strong at 75.20%. Return on Equity (ROE) was recorded at 15.25% for the quarter, indicating healthy returns for shareholders. Net Interest Margin (NIM) was stable at 19.87%.
Source: BSE
