Bajaj Finserv has released its international investor presentation for FY2026, showcasing a diversified financial services group with a strong growth trajectory. The report highlights the company’s commitment to becoming a lifecycle partner for every Indian, leveraging AI-powered technology to drive financial access across lending, insurance, and asset management. With significant market leadership across its subsidiaries, the group reports strong consolidated performance and a clear long-range strategy to drive sustainable, profitable growth by 2030.
Group Performance and Market Leadership
Bajaj Finserv has consolidated its position as a dominant force in India’s financial landscape. As of March 31, 2026, the group reported a consolidated revenue of $16,541 million and a consolidated profit after tax (PAT) of $1,077 million. The company maintains leadership status, ranking as the largest and most profitable NBFC in India, and holds the second position in both the private General Insurance and non-bank backed Life Insurance sectors.
Technological Transformation
A central theme of the FY2026 strategy is the group’s transition into a technology-driven ecosystem. The company has deployed over 100 projects using its FinAI and InsurAI frameworks, managed by a dedicated team of 250+ members. This investment in Enterprise, Consumer, Agentic, and Data AI has delivered tangible impact, including $680 million in loan disbursements and $6 million in insurance revenue specifically tied to AI-led initiatives during the fiscal year.
Strategic Growth Pillars
The group’s growth is supported by its diversified business model, which balances risk-bearing and platform-based services. Key achievements for the period include:
- Bajaj Finance: Now managing an AUM of $40,987 million, the company is actively transforming into a ‘FIN AI’ firm.
- Insurance Businesses: Following the acquisition of the Allianz stake, these units are now 100% Bajaj-owned. The General Insurance arm boasts a 325% solvency margin, while the Life Insurance business achieved a 5-year VNB CAGR of 35%.
- Emerging Businesses: The group’s health-tech platform now handles approximately 2 million transactions per month, while its Asset Management division has reached an AUM of $2,947 million.
Future Aspirations for 2030
Looking toward the next phase of development, Bajaj Finserv has outlined an ambitious long-range strategy. By 2030, the group aims to grow its total income to $34-37 billion, scale its profit after tax to $2.3-2.6 billion, and expand its customer franchise to approximately 220 million, ensuring continued value creation across the financial lifecycle of its customers.
Source: BSE
