Aditya Birla Capital reported a robust 31% year-on-year increase in revenue for Q2 FY27, reaching ₹16,545 crore. Profit after tax saw a significant surge of 38% YoY to ₹1,288 crore. Key business segments demonstrated strong growth, with total AUM increasing 116% YoY to ₹12,33,906 crore and the lending portfolio growing 32% YoY to ₹2,33,930 crore.
Aditya Birla Capital Reports Strong Q2 FY27 Financial Performance
Aditya Birla Capital Limited (ABCL) announced its financial results for the second quarter and half year ended September 30, 2026, showcasing significant growth across key metrics. The company’s revenue for Q2 FY27 rose by an impressive 31% year-on-year to ₹16,545 crore. This growth was accompanied by a substantial increase in profit after tax, which grew by 38% YoY to ₹1,288 crore.
Key Financial Highlights for Q2 FY27
- Revenue: ₹16,545 crore (↑31% YoY)
- Profit After Tax: ₹1,288 crore (↑38% YoY)
- Total Lending Portfolio: ₹2,33,930 crore (↑32% YoY and ↑7% QoQ)
- Total Assets Under Management (AUM): ₹12,33,906 crore (↑116% YoY)
Performance Across Business Segments
The company’s diverse business segments contributed to this strong performance. Standalone NBFC segment’s lending AUM reached ₹1,76,557 crore, with a 26% YoY increase. Asset Management saw its QAAUM grow by 9% YoY to ₹2,09,230 crore. In the insurance sector, Life insurance first year individual premium grew by 25% YoY to ₹2,342 crore in H1 FY27, while Health insurance gross written premium increased by 48% YoY to ₹4,543 crore in H1 FY27.
Consolidated revenue for Q2 FY27 was reported at ₹16,545 crore, up 31% YoY. Profit after tax for the same period stood at ₹1,288 crore, a 38% increase YoY. The detailed segment-wise profitability shows strong growth in Lending (excluding HFC) by 41% YoY and Housing Finance (HFC) by 73% YoY. Asset Management experienced a slight decline of 6% YoY, while Life Insurance saw a growth of 27% YoY and Health Insurance a decrease of 74% YoY.
Balance Sheet and Capital Adequacy
As of September 26, 2026, the company’s standalone balance sheet shows total assets of ₹1,90,321 crore. Borrowings and debt securities stood at ₹1,50,402 crore, with a D/E ratio of 4.28. The Tier 1 ratio was reported at 15.63% and Total CRAR at 18.76%.
The presentation also highlighted the company’s robust omnichannel architecture, extensive digital adoption across customer sourcing and servicing, and a strong focus on prudent risk management practices. The company continues to leverage AI across the customer lifecycle to drive engagement and improve operational efficiencies.
Source: BSE
