Bank of India has delivered a robust financial performance for the year ending March 31, 2026. The bank reported a significant standalone net profit of ₹10,527 crore for the year. Following these strong results, the Board of Directors has recommended a dividend of ₹4.65 per share (46.50%) for the 2025-26 fiscal year, subject to shareholder approval at the upcoming Annual General Meeting scheduled for June 15, 2026.
Fiscal Year 2026 Financial Highlights
For the quarter and year ending March 31, 2026, Bank of India achieved substantial growth. The bank’s standalone net profit for the year stood at ₹10,527 crore, a noteworthy increase compared to the previous year. On a consolidated basis, the net profit for the year reached ₹10,306 crore. The bank’s operating profit for the full year 2026 was reported at ₹17,049 crore on a standalone basis.
Asset Quality and Capital Adequacy
The bank demonstrated disciplined asset quality management throughout the fiscal year. As of March 31, 2026, the Gross Non-Performing Asset (GNPA) ratio improved to 1.98%, while the Net NPA ratio stood at 0.56%. The bank also maintained a solid capital position, with a Capital Adequacy Ratio (Basel III) of 18.01%, reflecting its robust financial stability and resilience.
Dividend Recommendation and AGM
Recognizing the strong financial results, the Board of Directors has recommended a dividend of ₹4.65 per equity share (46.50% of the face value of ₹10) for the FY 2025-26. The bank has set May 29, 2026, as the record date to determine shareholder eligibility for the dividend payout.
Furthermore, the 30th Annual General Meeting is scheduled to be held on June 15, 2026. To ensure accessibility for all stakeholders, the meeting will be conducted through Video Conferencing (VC) and Other Audio-Visual Means (OAVM).
Strategic Developments
Throughout the year, the bank successfully raised ₹2,500 crore through Basel III Tier-II Bonds and ₹10,000 crore through Infrastructure Bonds, both issued in December 2025, to support long-term resource requirements. The bank also reported that it has continued to provide dedicated support to the MSME sector, with restructured accounts totaling ₹268.92 crore as of the end of the financial year.
Source: BSE
