CreditAccess Grameen Limited has reported strong financial results for the quarter and year ended March 31, 2026. The company achieved a consolidated annual net profit of ₹777.64 crore, reflecting solid operational growth. Total consolidated income for the fiscal year reached ₹6,062.54 crore. The Board of Directors approved these audited results, which highlight the company’s resilient performance and strategic expansion across its lending portfolio for the 2025-2026 financial year.
Annual Financial Performance Highlights
For the financial year ended March 31, 2026, CreditAccess Grameen Limited delivered robust financial outcomes. The company reported a consolidated annual net profit of ₹777.64 crore, compared to ₹531.40 crore in the previous year. The consolidated total income for the year stood at ₹6,062.54 crore, marking a significant increase from ₹5,756.14 crore recorded in the 2024-2025 period.
Quarterly Growth Overview
In the final quarter (Q4) ended March 31, 2026, the company recorded a standalone and consolidated net profit of ₹339.55 crore. This reflects substantial growth from the ₹47.21 crore reported in the corresponding quarter of the previous year. Revenue from operations for the quarter was reported at ₹1,597.27 crore, driven by steady interest income and operational efficiencies.
Asset Quality and Operational Metrics
The company maintains a strong focus on asset quality, reporting a Gross Stage III ratio of 3.17% and a Net Stage III ratio of 1.12% as of March 31, 2026. Furthermore, the company reported a healthy Capital to Risk-Weighted Assets Ratio (CRAR) of 24.41% and a Liquidity Coverage Ratio (LCR) of 202.34%, underlining its strong capital adequacy and liquidity position. The company remains committed to its single business segment of lending, maintaining a consistent growth strategy in the domestic market.
Employee Equity and Dividends
Throughout the fiscal year, CreditAccess Grameen continued to incentivize its workforce through the exercise of employee stock options. The company allotted 4,76,409 equity shares during the year, reflecting its ongoing commitment to aligning employee interests with organizational growth.
Source: BSE
