CreditAccess Grameen Limited has announced its audited financial results for the quarter and financial year ended March 31, 2026. The company reported a consolidated net profit of ₹777.64 crore for the full financial year, reflecting robust operational performance. The board has approved these results, which highlight significant growth across key financial metrics compared to the previous year, demonstrating the firm’s resilience and strong market position within the microfinance sector.
Financial Highlights for FY 2026
For the financial year ended March 31, 2026, CreditAccess Grameen Limited achieved a consolidated total revenue of ₹6,062.54 crore, showcasing steady growth. The company reported a net profit of ₹777.64 crore, a significant increase from the ₹531.40 crore recorded in the previous financial year. These results reflect the company’s sustained focus on expanding its reach and maintaining operational efficiency in its core lending business.
Performance Overview (Q4 FY 2026)
In the fourth quarter ending March 31, 2026, the company reported a consolidated net profit of ₹339.55 crore. Total income for this period stood at ₹1,598.58 crore. The consistent performance throughout the year has been supported by strong interest income from its lending portfolio, which reached ₹5,762.64 crore for the full fiscal year.
Asset Quality and Financial Position
The company maintains a solid capital structure with a CRAR of 24.41% and a Liquidity Coverage Ratio of 202.34% as of March 31, 2026. Asset quality remains a priority, with the Gross Stage III ratio reported at 3.17% and Net Stage III at 1.12%. The provision coverage for these assets stands at 65.40%, underscoring the company’s prudent approach to risk management.
Strategic Growth and Outlook
Throughout the year, the company continued to invest in its employee stock option schemes, allotting 4,76,409 equity shares. As a registered NBFC-ML (middle layer), CreditAccess Grameen remains committed to its single-segment focus of domestic lending to borrowers. The company’s consolidated net worth as of March 31, 2026, is reported at ₹7,769.67 crore, providing a strong foundation for future growth and expansion in the retail finance and micro-finance markets.
Source: BSE
