Sammaan Capital Limited has announced its financial results for the first quarter ended June 30, 2026 (Q1 FY27). The company reported a Profit After Tax of ₹243 crore. Key highlights include Assets Under Management reaching ₹56,239 crore and disbursements totaling ₹3,875 crore during the quarter. The Net NPA remained low at 0.15%, indicating stable asset quality.
Sammaan Capital Reports Q1 FY27 Financial Highlights
Sammaan Capital Limited has released its earnings update for the quarter ended June 30, 2026. The company reported a Profit After Tax of ₹243 crore (approximately $25.5 million USD), demonstrating a solid financial performance for the period.
Key Financial Metrics
The reported financial highlights for Q1 FY27 showcase significant operational achievements. Assets Under Management (AUM) have grown to ₹56,239 crore ($5.9 billion USD), indicating an expansion in the company’s managed portfolios. Disbursements during the quarter reached ₹3,875 crore ($406.6 million USD), reflecting active lending and business growth. Capital Adequacy stands at a healthy 20.1%.
Asset Quality and Credit Cost
The company maintained strong asset quality, with Net NPA reported at a low 0.15%. Credit cost details show Gross Recovery at ₹424 crore ($44.5 million USD) and Net Recovery at ₹240 crore ($25.1 million USD) for the quarter. This indicates effective management of credit risk and recovery processes.
Future Outlook: Clear Path to Growth
The presentation also outlines a ‘Clear Path to Growth’ strategy, projecting steady expansion in disbursals, products, and distribution networks through FY29-30. Investments in Digital and AI adoption are highlighted as key drivers for future efficiency and growth, with a roadmap to implement 53 AI use cases by FY27-28 across various departments to enhance operations and customer service.
Liability Franchise and Governance
The liability franchise is focused on rating upgrades and declining cost of funds, targeting an AAA rating by FY28. The governance structure emphasizes integration with the Promoter Group, IHC, and robust functional oversight across key committees. The board of directors features experienced individuals, with leadership transitions planned for August 2026.
Diversified Product Portfolio
Sammaan Capital continues to manage a well-diversified product portfolio, with Residential Housing Finance forming the largest component of AUM at ₹31,390 crore. Secured business loans and home equity loans, along with CRE and project loans, also represent significant portions. The overall blended collection efficiency for Q1FY27 was an impressive 99.6%.
Source: BSE
