Sundaram Finance announced its unaudited financial results for the half year and second quarter ended September 30, 2026. The company reported a consolidated profit after tax of ₹997 crores for H1FY27, marking a 21% increase compared to the previous year. Disbursements also saw significant growth, with H1FY27 figures rising by 25% to ₹19,302 crores. Assets under management (AUM) grew by 19% to ₹65,992 crores.
Sundaram Finance Announces Strong H1FY27 Results
Sundaram Finance Limited (SFL) has announced its unaudited standalone and consolidated financial results for the half year and second quarter ended September 30, 2026. The Board of Directors approved these results on November 4, 2026.
Key Financial Highlights for H1FY27
- Profit after tax for H1FY27 stood at ₹997 crores, an increase of 21% compared to H1FY26. For Q2FY27, profit after tax grew by 21% to ₹475 crores.
- Disbursements grew by 25% in H1FY27 to ₹19,302 crores (compared to ₹15,423 crores in H1FY26). Q2FY27 disbursements grew by 28% to ₹10,355 crores.
- Assets under management (AUM) increased by 19% to ₹65,992 crores as of September 30, 2026, from ₹55,419 crores as of September 30, 2025.
- Gross stage 3 assets stood at 1.84% (with 51% provision cover) as of September 30, 2026, down from 2.03% (with 45% provision cover) as of September 30, 2025. Net stage 3 assets closed at 0.91% against 1.13% in the prior year.
- Return on assets (ROA) for H1FY27 was 2.86%, up from 2.72% in H1FY26.
- Capital Adequacy Ratio stood at a comfortable 18.5%.
Management Commentary
Rajiv Lochan, Managing Director, commented, “Our outlook for H2 is constructive on growth coupled with a need for monitoring external factors around geopolitical tensions, monetary policy direction and the impact to sentiment of the below normal monsoon. We have entered H2 with strong momentum and a superior asset-quality position than last year. As the rate cycle turns, our focus is to sustain growth, improve asset quality further and build resilience in profitability through disciplined pricing, optimal asset mix and early intervention on collections. As always, we will take a long-term, through-cycle view in delivering the Sundaram experience to our customers, partners and employees.”
Group Company Performance
The consolidated results include subsidiaries like Sundaram Home Finance, Sundaram Asset Management, and Royal Sundaram General Insurance. Group AUM in lending and general insurance businesses reached ₹97,709 crores, a 17% growth. Sundaram Home Finance disbursements grew by 21% to ₹3,827 crores, reporting a profit of ₹175 crores. Royal Sundaram reported a Gross Written Premium (GWP) of ₹2,750 crores, though profit after tax was ₹54 crores for H1FY27, down from ₹121 crores in H1FY26 due to provisions.
Source: BSE
