SBI Cards: Reports Q2 FY27 Unaudited Results with ₹777.60 Crore Net Profit

SBI Cards and Payment Services Limited has announced its unaudited financial results for the quarter and half year ended September 30, 2026. For the quarter, the company reported a net profit after tax of ₹777.60 crore, a significant increase from the previous year. Total income for the quarter stood at ₹5,301.67 crore. The company also provided results for the half year ended September 30, 2026, reflecting continued growth and financial performance, all subject to a limited review by its joint statutory auditors.

SBI Cards Announces Q2 and H1 FY27 Financial Results

SBI Cards and Payment Services Limited has officially released its unaudited financial results for the quarter and half year ended September 30, 2026. The Board of Directors approved these results following a meeting held on October 23, 2026.

Key Financial Highlights for the Quarter Ended September 30, 2026

  • Total Income: ₹5,301.67 crore
  • Profit Before Tax: ₹1,045.72 crore
  • Profit After Tax: ₹777.60 crore
  • Total Expenses: ₹4,255.95 crore

Key Financial Highlights for the Half Year Ended September 30, 2026

  • Total Income: ₹10,505.12 crore
  • Profit Before Tax: ₹1,938.87 crore
  • Profit After Tax: ₹1,442.06 crore
  • Total Expenses: ₹8,566.25 crore

These financial results have undergone a limited review by the company’s joint statutory auditors. The detailed financial statements, including the balance sheet and cash flow statement, as well as other disclosures as per SEBI regulations, are available on the websites of BSE, NSE, and SBI Cards.

Balance Sheet and Cash Flow Snapshot

As of September 30, 2026, SBI Cards reported total assets of ₹71,102.31 crore and total liabilities and equity of ₹71,102.31 crore. The company’s equity share capital stood at ₹951.64 crore, with other equity at ₹16,220.44 crore.

The cash flow statement for the half year ended September 30, 2026, indicated a net increase in cash and cash equivalents of ₹1,457.32 crore, bringing the closing balance to ₹3,560.99 crore.

Source: BSE

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