Sammaan Capital Limited has announced its financial results for the quarter and half-year ended September 30, 2026. The company reported a significant 62% quarter-on-quarter increase in disbursements for Q2 FY27, reaching ₹6,278 crore. Assets Under Management (AUM) also saw a 5% growth, reaching ₹59,188 crore. Key financial indicators such as Profit After Tax (PAT) and Net Worth showed positive trends, reflecting the company’s growth trajectory.
Sammaan Capital Limited Announces Q2 FY27 Financial Highlights
Sammaan Capital Limited has released its earnings update for the quarter and half-year ended September 30, 2026. The company showcased robust performance with key financial metrics indicating significant growth and expansion in its operations.
Key Financial Performance Metrics
Disbursement Momentum
A major highlight of the quarter was the substantial increase in disbursals. Sammaan Capital disbursed ₹6,278 crore in Q2 FY27, marking a substantial 62% growth compared to the previous quarter (QoQ). This surge across various products underscores the company’s expanding lending activities. For the half-year (H1 FY27), total disbursals reached approximately ₹10,153 crore.
Assets Under Management (AUM) and Net Worth
The company’s Assets Under Management (AUM) stood at ₹59,188 crore as of September 30, 2026, representing a 5% increase from the previous quarter. The Net Worth also saw an increase, reaching ₹19,445 crore ($ 2.1 Bn) as of Q2 FY27. The full-year target for Net Worth is projected to be around ₹22,000 crore.
Profitability and Efficiency
Profit After Tax (PAT) for Q2 FY27 was ₹312 crore ($ 33 Mn), an increase of 28%. The half-year PAT reached ₹556 crore ($ 59 Mn). The company maintained a Capital Adequacy ratio of 20.0% and reported a Return on Assets (ROA) of 1.5% for the quarter.
Operational and Strategic Updates
Product and Distribution Expansion
Sammaan Capital continues to expand its product offerings and distribution network. The company is scaling up Personal Loans through its existing branch network and has approved policies for Gold Loans, with a soft launch planned for Q3FY27 and commercial launch in Q4FY27. The branch network has expanded to 245 branches across 20 states, with a focus on Tier 2 and Tier 3 cities.
Technology and AI Initiatives
The company is actively implementing technology and AI solutions. Salesforce LOS has been rolled out to pilot branches, with a PAN-India rollout targeted by Q3FY27. Several IT projects, including API gateway and MFA, are live, supporting the company’s digital transformation.
Governance and Transformation
Sammaan Capital is strengthening its governance framework with board reconstitutions and active oversight across key functions. The transformation framework focuses on stabilizing the foundation and scaling up its multi-product retail strategy, with a clear roadmap for FY27 growth targets.
Source: BSE
