Poonawalla Fincorp has reported a strong financial performance for the quarter ended March 31, 2026. The company achieved a 69.6% quarter-on-quarter growth in Profit After Tax (PAT), reaching ₹255 crore. Assets Under Management (AUM) reached ₹60,348 crore, supported by a 78.5% year-on-year growth in Net Interest Income. The firm continues to strengthen its digital capabilities, with 19 new AI projects added this quarter to drive operational efficiency and future growth.
Quarterly Financial Highlights
Poonawalla Fincorp demonstrated robust financial health for the quarter ending March 31, 2026. Key performance metrics include:
- Assets Under Management (AUM): Reached ₹60,348 crore.
- Net Interest Income (NII): Reported at ₹1,276 crore, marking a substantial 78.5% increase compared to the previous year.
- Profit After Tax (PAT): Grew to ₹255 crore, a 69.6% jump over the previous quarter.
- Net Interest Margin (NIM): Improved to 9.05%, reflecting a 43 bps growth quarter-on-quarter.
Asset Quality and Operational Resilience
The company maintained stable asset quality throughout the quarter, with Gross NPA (GNPA) at 1.44% and Net NPA (NNPA) at 0.74%. The credit cost as a percentage to average AUM improved to 2.51% compared to 2.62% in the previous quarter. Furthermore, the Capital Adequacy Ratio stands at a strong 16.83%, well above regulatory requirements, providing the company with significant headroom for future expansion.
Strategic Focus on AI and Digital Transformation
In addition to financial performance, Poonawalla Fincorp is aggressively pursuing technological innovation. The company added 19 new AI-driven projects this quarter, bringing the total count to 76 initiatives. With 42 projects already successfully implemented, the management emphasizes that these investments in operational architecture are crucial for sustaining long-term, high-quality profitability and supporting the firm’s growth trajectory.
Source: BSE
