PNB Housing Finance Limited has reported robust financial performance for the quarter and financial year ended March 31, 2026. The company achieved a consolidated annual profit of ₹2,291.24 crore. Reflecting this strong growth, the Board of Directors has recommended a final dividend of ₹8 per equity share for the financial year. The company continues to maintain a healthy balance sheet with significant growth in its loan portfolio.
Annual Financial Performance
For the financial year ended March 31, 2026, PNB Housing Finance posted a consolidated net profit of ₹2,291.24 crore, compared to ₹1,936.14 crore in the previous year. Total revenue for the year stood at ₹8,504.52 crore, reflecting continued expansion in operations. The strong annual performance was supported by a solid performance in the fourth quarter (Jan-Mar 2026), which contributed ₹655.80 crore to the annual profit.
Dividend Recommendation
Recognizing the company’s sustained financial health, the Board of Directors has recommended a final dividend of ₹8 per equity share for the financial year ended March 31, 2026. This is an increase from the previous year’s dividend of ₹5 per share, demonstrating the company’s commitment to delivering value to its shareholders.
Balance Sheet and Operational Growth
The company’s loan portfolio saw significant growth, reaching ₹86,433.37 crore as of March 31, 2026, up from ₹74,645.32 crore in the previous year. This growth highlights the company’s successful strategy in expanding its reach in the housing finance market. The debt-equity ratio remains stable at 3.70, underscoring a disciplined capital structure. Additionally, the company is recognized as a Large Corporate entity, reflecting its systemic importance and scale within the housing finance sector.
Commitment to Regulatory Standards
The financial results have been subjected to a comprehensive audit by joint statutory auditors, who have provided an unmodified audit opinion for both standalone and consolidated results. The company has also demonstrated adherence to all disclosure requirements, including robust security cover and utilization of funds raised through various instruments, ensuring transparency for all stakeholders.
Source: BSE
