PNB Housing Finance Limited reported a robust performance for the financial year ended March 31, 2026. The company achieved a consolidated net profit of ₹2,291.24 crore, marking a significant growth compared to the previous year. Driven by consistent revenue from operations, the Board has recommended a final dividend of ₹8 per equity share, reflecting the company’s strong financial health and commitment to delivering value to its shareholders.
Annual Financial Performance
For the financial year ended March 31, 2026, PNB Housing Finance Limited demonstrated strong growth. The company’s consolidated revenue from operations reached ₹8,504.52 crore, a substantial increase from ₹7,665.35 crore in the previous year. This performance highlights the company’s sustained momentum in its housing finance business.
Profitability and Earnings
The company reported a consolidated net profit of ₹2,291.24 crore for FY2026, compared to ₹1,936.14 crore in FY2025. This profitability is also reflected in the earnings per share, with Basic EPS increasing to ₹88.01, up from ₹74.52 in the prior year. These figures underscore the effectiveness of the company’s operational strategies and cost management throughout the year.
Dividend Recommendation
In recognition of the strong financial results, the Board of Directors has recommended a final dividend of ₹8 per equity share, with a face value of ₹10 each. This dividend payout is subject to approval by the shareholders at the upcoming Annual General Meeting, reflecting the company’s stable cash flow and positive outlook.
Operational Highlights
The company maintains a solid capital structure with a Debt-Equity Ratio of 3.70 as of March 31, 2026. Asset quality remains healthy, with a Gross Non-Performing Asset (GNPA) ratio of 0.93% and a Net Non-Performing Asset (NNPA) ratio of 0.57%, demonstrating the robust quality of the company’s loan portfolio and prudent risk management practices.
Source: BSE
