OnEMI Technology Solutions Limited, operating as Kissht, announced robust financial results for the second quarter of FY27. Assets Under Management (AUM) grew by 68% year-on-year to ₹9,317 crore. Profit After Tax (PAT) more than doubled, increasing by 100% year-on-year to ₹125 crore. The company also reaffirmed its FY27 guidance, projecting 60%+ AUM growth and maintaining targets for GNPA and ROAE.
Kissht Reports Strong Q2 FY27 Performance
OnEMI Technology Solutions Limited, widely known as Kissht, has declared a significant improvement in its financial performance for the second quarter ended September 30, 2026 (Q2 FY27). The company witnessed substantial growth across key metrics, underscoring its expanding market presence and operational efficiency.
Key Financial Highlights
Assets Under Management (AUM) experienced a remarkable surge of 68% year-on-year (YoY), reaching ₹9,317 crore. Quarter-on-quarter (QoQ) growth in AUM stood at 16%.
Profitability metrics also showed strong positive momentum. Profit After Tax (PAT) saw a substantial increase of 100% YoY and 32% QoQ, amounting to ₹125 crore. Pre-Provision Operating Profit (PPOP) grew by 40% YoY to ₹287 crore.
Return ratios remain healthy, with Return on Average AUM (ROAAUM) at 5.8% and Return on Equity (RoAE) at 21.7% in Q2 FY27.
Asset Quality and Disciplined Priorities
The company maintained a strong focus on asset quality, with Gross Non-Performing Assets (GNPA) standing at 2.18%, reflecting a 75 bps YoY improvement. Net Non-Performing Assets (NNPA) stood at 0.34%.
Kissht highlighted its disciplined priorities, including cost management and margin expansion. The share of secured mix, particularly Loan Against Property (LAP) AUM, increased to 7.9% of total AUM.
FY27 Guidance Reaffirmed
The company reaffirmed its guidance for the fiscal year 2027. Kissht anticipates a continued AUM growth of 60%+, revising its previous guidance upwards from 40%+. Targets for YoY reduction in Impairment Cost are set at 15%+, and GNPA is expected to be maintained below 2.25%. ROAE guidance remains strong at 20%+.
Operational Snapshot
In Q2 FY27, Kissht served a cumulative 12.80 million customers, with 3.61 million active customers. Total income grew by 43.1% YoY to ₹740 crore.
Source: BSE
