Kissht, a technology-first digital lender, has announced a major milestone, crossing ₹10,000 crore in Assets Under Management (AUM). This achievement reflects the company’s rapid growth, driven by its AI-led underwriting, scalable technology platform, and expanding credit offerings. The company is focusing on both personal loans and its growing Loan Against Property portfolio to serve India’s mass-market and mass-affluent segments.
Kissht Achieves Significant AUM Milestone
OnEMI Technology Solutions Limited, operating under the brand name Kissht, announced on November 4, 2026, that its Assets Under Management (AUM) have surpassed the ₹10,000 crore mark. This significant accomplishment highlights Kissht’s position as a leading technology-first digital lender catering to India’s mass-market and mass-affluent consumer base.
Growth Driven by Technology and Scale
Kissht attributes this growth to its robust, full-stack digital lending platform, which leverages advanced technology, data analytics, and artificial intelligence across the entire lending lifecycle. The company’s proprietary AI-led underwriting models, efficient collections infrastructure, and a growing network of lending and co-lending partners have been instrumental in scaling its credit offerings and enhancing access to finance across India. While personal loans remain a core offering, the company is also witnessing steady expansion in its Loan Against Property portfolio, diversifying its product mix and strengthening its secured lending capabilities.
Leadership Commentary on Growth
Mr. Ranvir Singh, Chairman, Director & CEO of Kissht, expressed pride in reaching this milestone, emphasizing that the growth is founded on principles of disciplined underwriting, robust collections, and a scalable, technology-led platform. He reiterated the company’s vision to make credit access effortless, secure, and human-centered, combining technological prowess with an empathetic understanding of customer needs.
Mr. Krishnan Vishwanathan, Director & CFO of Kissht, added that the milestone is supported by a strong financial position and consistent execution. He noted the ₹832.2 crore raised through a preferential issue in October 2026, which has further bolstered the company’s capital base and provided additional capacity for growth ambitions. Kissht remains committed to driving profitable growth through reduced borrowing costs, improved operational leverage, and continuous enhancement of credit quality.
About Kissht
Founded in 2016 and headquartered in Mumbai, Kissht operates as a technology-first digital lending platform. Through its NBFC-Middle Layer subsidiary, Si Creva Capital Services Private Limited, it offers Personal Loans and Loan Against Property. Kissht has served over 12.80 million cumulative customers, utilizing a proprietary AI/ML underwriting framework and collaborating with over 45 lending and co-lending partners. The company was listed on the NSE and BSE on May 8, 2026.
Source: BSE
