Muthoot Finance has announced historic financial results for the quarter and full year ended March 31, 2026. The company achieved a consolidated gold loan AUM of INR 1,65,000 crore, representing a 54% growth. Standalone profit after tax soared by 95% to INR 10,134 crore, while consolidated profit reached INR 10,607 crore. Driven by strong gold loan demand, the company declared a record dividend of 300%, or INR 30 per share.
Financial Highlights
Muthoot Finance reported exceptional performance for the fiscal year 2025-26. The company’s consolidated gold loan AUM scaled new heights, reaching INR 1,65,000 crore. The standalone business contributed significantly with a profit after tax of INR 10,134 crore, a 95% year-on-year increase. Consolidated profit after tax showed a robust growth of 98%, standing at INR 10,607 crore. Shareholders are set to receive a dividend of INR 30 per share, marking the 14th consecutive year of dividend declarations.
Subsidiary Performance
The company’s diverse portfolio of subsidiaries delivered stable results. Belstar Microfinance expanded into the gold loan sector with 81 new branches and reported an improved collection efficiency of 99.85%. Muthoot Home Finance saw a 17% growth in AUM to INR 3,485 crore, with interest income rising by 36%. Meanwhile, Muthoot Money transitioned its focus toward gold loans, witnessing a massive 151% growth in gold loan AUM to INR 9,794 crore, bolstered by a INR 1,000 crore capital infusion.
Operational Outlook and Strategy
Management highlighted that the company’s business model remains resilient, with a focus on household used ornaments. During the year, the group successfully added 177 new branches. Looking ahead, the company plans to continue its expansion with an estimated 200 to 300 new branches in the upcoming fiscal year. Despite competitive intensity, the leadership remains confident in its ability to maintain 15% growth guidance, while continuing to prioritize sustainable returns and operational excellence.
Source: BSE
