Muthoot Finance has reported exceptional growth for the financial year ending March 31, 2026. The company achieved a consolidated loan AUM of ₹1,81,916 crore, reflecting a 49% year-on-year increase. Consolidated Profit After Tax surged by 98% to ₹10,607 crore for FY 2026, driven by sustained momentum in its gold loan business and a diversified subsidiary ecosystem. The board has also recommended a dividend of 300% at ₹30 per equity share.
Record-Breaking Financial Growth
Muthoot Finance has demonstrated robust financial health in FY 2026. The consolidated Profit After Tax reached ₹10,607 crore, a remarkable 98% growth compared to the previous year. On a standalone basis, the company reported a Profit After Tax of ₹10,134 crore, marking a 95% year-on-year increase. This strong performance underscores the effectiveness of the company’s business model and its ability to capture significant market share in the organized gold loan sector.
Assets Under Management and Market Leadership
The company continues to solidify its position as the market leader in gold-secured lending. The consolidated loan AUM reached ₹1,81,916 crore, supported by a standalone loan AUM of ₹1,62,826 crore, both showing a 50% year-on-year growth. The gold loan disbursement to new customers for FY 2026 stood at ₹29,347 crore, adding over 17.7 lakh new customers. With a network of 7,568 branches, Muthoot Finance maintains a deep-rooted presence across India.
Diverse Subsidiary Ecosystem
Beyond its core gold loan business, Muthoot Finance’s subsidiaries continue to contribute to the group’s overall success. Muthoot Money Limited showed significant momentum, with its loan AUM growing to ₹97,943 crore. Other entities, including Muthoot Homefin and Belstar Microfinance, continue to play a strategic role in expanding the company’s financial footprint into affordable housing and microfinance segments, effectively catering to the evolving needs of its massive, loyal customer base of over 6.41 million active users.
Strategic Outlook and Shareholder Value
Muthoot Finance remains committed to balancing growth with prudence. The company maintains a healthy Capital Adequacy Ratio of 20.75%, ensuring long-term stability. Reflecting strong returns on equity of 30.63%, the company has declared a dividend of 300% at ₹30 per equity share, highlighting its commitment to delivering consistent shareholder value while continuing to innovate through digital initiatives like the iMuthoot App.
Source: BSE
