Muthoot Finance has announced its audited financial results for the fiscal year ended March 31, 2026, delivering record-breaking performance. The company achieved a consolidated profit after tax of ₹10,607 crore, reflecting a massive 98% year-on-year increase. Consolidated Loan Assets Under Management (AUM) surged by 49% to ₹1,81,916 crore. These milestones highlight the group’s robust expansion across its core gold loan business and diversified financial segments including microfinance and housing finance.
Financial Performance Highlights
The company witnessed exceptional growth across all key metrics in FY26. On a consolidated basis, Loan AUM reached an all-time high of ₹1,81,916 crore, a 49% growth over the previous year. Profitability followed a similar trajectory, with consolidated profit after tax rising by 98% to ₹10,607 crore. The standalone performance of Muthoot Finance was equally strong, reporting a profit after tax of ₹10,134 crore, marking a 95% year-on-year increase, with standalone Loan AUM reaching ₹1,62,826 crore.
Strategic Growth in Subsidiaries
The group’s subsidiaries played a pivotal role in the annual success. Muthoot Money Ltd saw exponential growth, with Loan AUM increasing by 151% to ₹9,794 crore and total income surging by 201%. Muthoot Homefin (India) Ltd reported a stable 17% growth in Loan AUM, reaching ₹3,485 crore. Additionally, Belstar Microfinance expanded its reach, achieving a total Loan AUM of ₹8,222 crore, while Asia Asset Finance PLC in Sri Lanka recorded a significant 57% increase in its loan portfolio to LKR 4,918 crore.
Leadership Perspective and Future Outlook
Chairman Mr. George Jacob Muthoot described the year as one of remarkable milestones, emphasizing that the company’s focus on becoming a diversified financial services group is yielding results. Management remains optimistic about the Indian growth story, noting that new gold loan guidelines provide a positive framework for the sector. Moving into FY27, the organization plans to maintain its leadership in gold loans while accelerating digital initiatives and further expanding its footprint in affordable housing, microfinance, and personal lending sectors.
Source: BSE
