LIC Housing Finance Ltd. has reported robust financial results for the fourth quarter and the full fiscal year 2026. The company achieved a quarterly profit of Rs. 1,497.41 crore and an annual profit of Rs. 5,595.15 crore. Driven by strong demand and efficient operations, the board has proposed a significant 500% dividend, reflecting confidence in the company’s resilient growth and continued leadership in the Indian housing finance sector.
Financial Performance for Q4 FY2026
During the fourth quarter ended March 31, 2026, LIC Housing Finance demonstrated solid growth metrics. The company reported a net profit after tax of Rs. 1,497.41 crore, marking a 9% increase compared to the same period in the previous year. Total disbursements for the quarter rose by 10% to reach Rs. 21,019 crore, supported by a healthy Net Interest Income (NII) of Rs. 2,221.78 crore.
Annual Growth and Portfolio Highlights
For the full fiscal year 2026, the company recorded a net profit of Rs. 5,595.15 crore, a 3% rise from the previous year. Revenue from operations reached Rs. 28,764.63 crore. The total outstanding loan portfolio expanded to Rs. 320,707 crore, with the individual home loan segment proving to be a primary growth driver. Earnings per share for the fiscal year stood at Rs. 101.72, and the Board of Directors has recommended a dividend of 500%, equivalent to Rs. 10 per share.
Strategic Outlook
Shri. Tribhuwan Adhikari, Managing Director & CEO, attributed the performance to the company’s resilient strategy and focus on digital infrastructure and cost optimization. Despite global macro-economic pressures, the firm remains optimistic about the housing sector’s outlook for the new financial year. By prioritizing customer-centricity and expanding its geographic reach, the company continues to maintain high asset quality, reinforced by an ‘AAA/Stable’ credit rating.
Source: BSE
