Kotak Mahindra Bank has announced its audited financial results for the financial year ended March 31, 2026. The bank reported a consolidated net profit of ₹19,287.89 crore for the year. Additionally, the Board of Directors has proposed a dividend of ₹0.65 per share (face value of ₹1) for the fiscal year, subject to shareholder approval at the upcoming Annual General Meeting.
Financial Highlights for FY 2025-26
For the fiscal year ending March 31, 2026, Kotak Mahindra Bank demonstrated steady performance. The bank’s consolidated total income reached ₹107,563.70 crore. The net profit after tax for the consolidated group stood at ₹19,287.89 crore. On a standalone basis, the bank achieved a net profit of ₹14,007.70 crore for the same period.
Dividend Proposal and Capital Action
The Board of Directors has recommended a dividend of ₹0.65 per share for the 2025-26 financial year. This dividend is based on shares with a face value of ₹1 each. The payout is subject to the approval of shareholders at the bank’s next Annual General Meeting. It was also noted that a share split of 1:5 became effective on January 14, 2026, which has been factored into the earnings per share calculations.
Strategic Business Updates
The bank reported several significant strategic developments during the year. Notable events included the divestment of a 30.99% stake in its associate, Infina Finance Private Limited, by its subsidiary, Kotak Mahindra Capital Company Limited, on March 24, 2026. Additionally, the bank plans to integrate the operations of its subsidiary, Kotak Mahindra Investments Limited, departmentally within the bank starting April 1, 2026, to enhance operational synergies.
Asset Quality and Ratios
As of March 31, 2026, the bank maintained robust asset quality metrics. The standalone Gross NPA was reported at ₹6,017.81 crore, while the Net NPA stood at ₹1,262.51 crore. These figures represent a Gross NPA ratio of 1.20% and a Net NPA ratio of 0.25%, reflecting the bank’s disciplined approach to credit risk management.
Source: BSE
