Karur Vysya Bank Revises Marginal Cost of Funds Based Lending Rates

Karur Vysya Bank has announced a revision in its Marginal Cost of Funds Based Lending Rates (MCLR), effective November 22, 2025. The overnight MCLR has been revised to 8.90%, while the one-month and three-month MCLRs are now at 9.05%. The six-month and one-year MCLRs have been set at 9.20%. These revisions are expected to influence the bank’s lending rates and potentially affect borrowing costs for customers.

Revised Lending Rates

Karur Vysya Bank has adjusted its Marginal Cost of Funds Based Lending Rates (MCLR) across various tenors. These changes will take effect on November 22, 2025.

New MCLR Rates

Here’s a breakdown of the revised MCLR rates:

Nature of ROI Existing Revised

Overnight MCLR 9.15% 8.90%

One-month MCLR 9.30% 9.05%

Three-month MCLR 9.30% 9.05%

Six-month MCLR 9.45% 9.20%

One-year MCLR 9.45% 9.20%

This adjustment in MCLR is a key factor that influences the interest rates on loans disbursed by the bank.

Source: BSE

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