Indian Overseas Bank has announced its unaudited financial results for the quarter and half-year ended September 30, 2026. For the quarter, the standalone net profit stood at ₹1,91,242 Lakhs, while the consolidated net profit was ₹1,96,267 Lakhs. The bank also provided details on its asset quality, capital adequacy, and operational performance.
Indian Overseas Bank Announces Financial Results for Q2 FY27
Indian Overseas Bank (IOB) has released its unaudited financial results for the quarter and half-year ended September 30, 2026. The Board of Directors approved these results in a meeting held on October 26, 2026.
Standalone Financial Performance
For the quarter ended September 30, 2026, the bank reported a standalone Net Profit/(Loss) after tax of ₹1,91,242 Lakhs. The total income for the quarter was ₹10,42,788 Lakhs, with total expenditure at ₹7,41,139 Lakhs.
Consolidated Financial Performance
On a consolidated basis, the Net Profit/(Loss) after tax for the quarter ended September 30, 2026, stood at ₹1,96,267 Lakhs. The total consolidated income was ₹10,42,788 Lakhs, and the total consolidated expenditure was ₹7,41,139 Lakhs.
Key Financial Ratios and Metrics
The bank also disclosed key analytical ratios. For the standalone results, the Earning Per Share (EPS) basic and diluted was ₹0.99. The Gross NPA stood at 4,11,441 Lakhs, with Net NPA at 54,358 Lakhs. The Return on Assets (Annualised) was 1.53%.
Consolidated NPA ratios showed Gross NPA at 4,11,441 Lakhs and Net NPA at 54,358 Lakhs. The Consolidated Return on Assets (Annualised) was 1.53%.
Operational Highlights
The financial results will be made available on the bank’s website at https://www.iob.bank.in/Financial_perf. The meeting of the Board of Directors commenced at 11.00 a.m. and concluded at 12.15 p.m. on October 26, 2026.
Further details regarding segment-wise results, cash flow statements, balance sheets, and other disclosures are provided within the full report.
Source: BSE