India Shelter Finance Corporation reported robust financial results for the fiscal year ended March 31, 2026. The company achieved a Profit After Tax (PAT) of Rs. 503 crore, marking a 33% year-on-year growth. Gross Assets Under Management (AUM) reached Rs. 11,044 crore, reflecting a 29% growth. The Board has also recommended a final dividend of Rs. 10 per share, underscoring the company’s strong operational performance and commitment to shareholder value.
Financial Performance Highlights
For the quarter ended March 31, 2026 (Q4FY26), the company demonstrated consistent momentum. The Profit After Tax (PAT) stood at Rs. 138 crore, achieving a growth of 27% year-on-year and 11% quarter-on-quarter. For the full financial year 2026, the company recorded a PAT of Rs. 503 crore, representing a 33% year-on-year increase. The Gross AUM reached Rs. 11,044 crore, driven by strong disbursement activities totaling Rs. 3,834 crore for the year.
Asset Quality and Operational Strength
The company continues to maintain high standards in portfolio health. As of March 31, 2026, 30+ DPD improved by 100bps quarter-on-quarter to 4.0%. Asset quality metrics remained stable, with Gross Stage 3 at 1.2% and Net Stage 3 at 0.9%. Profitability remains healthy with RoA at 5.9% and RoE at 17.6% for the final quarter of the fiscal year.
Expansion and Dividend Strategy
India Shelter Finance Corporation successfully expanded its footprint, adding 41 new branches during the year, aligning with its strategy of adding 40-45 branches annually. This brings the total network to 307 branches across 15 states. Furthermore, the Board of Directors has recommended a final dividend of Rs. 10 per share, which translates to 200% of the face value, subject to approval at the upcoming Annual General Meeting. The company maintains a strong liquidity position of Rs. 2,028 crore to support future growth objectives.
Source: BSE
