India Shelter Finance Corporation Limited has released its investor presentation for Q1FY27. The company reported a Profit After Tax (PAT) of ₹143 Crore, marking a 20% year-over-year growth. Gross AUM increased by 24% YoY to ₹11,284 Crore, and disbursement stood at ₹641 Crore. The presentation highlights key operational and financial metrics for the quarter ended June 30, 2026.
India Shelter Finance Reports Strong Q1FY27 Performance
India Shelter Finance Corporation Limited has announced its investor presentation for the first quarter of the financial year 2027 (Q1FY27), covering the period ended June 30, 2026. The company showcased robust financial results, driven by significant growth in its key performance indicators.
Key Financial Highlights
- Profit After Tax (PAT): The company reported a PAT of ₹143 Crore for Q1FY27, representing a substantial 20% increase compared to the same quarter in the previous year.
- Gross AUM: Gross Assets Under Management (AUM) grew by 24% year-over-year, reaching ₹11,284 Crore. This indicates a healthy expansion of the company’s loan book.
- Disbursement: Disbursements for the quarter stood at ₹641 Crore, demonstrating continued business activity.
Operational Metrics
The presentation also provided insights into operational metrics, including:
- Employees: 4,964 employees.
- Branches: A network of 307 branches.
- Spread: Maintained at 6.6%.
- ROA: Recorded at 5.8%.
- ROE: Stood at a strong 17.5%.
- Net Worth: Reported at ₹3,353 Crore.
- Credit Rating: Maintained at AA-.
The company also highlighted its focus on asset quality with Stage 3 GNPA at 1.5% and Net Stage 3 NNPA at 1.2%. Collection efficiency remained high at 97% in Q1FY27.
Growth Strategies
India Shelter Finance Corporation continues to focus on its key growth strategies, including expanding and diversifying its distribution network, optimizing borrowing costs, leveraging technology for scalability, and enhancing brand equity. The company is also focused on increasing concentration in Tier II & Tier III cities and fostering a positive work culture.
Source: BSE
