HUDCO has reported a strong performance for the fiscal year ended 31st March, 2026. The company achieved a Net Profit of ₹4,034.37 crore, a significant 48.92% increase compared to the previous year. With record loan sanctions of ₹1.65 lakh crore and disbursements of ₹51,194 crore, the company continues to play a pivotal role in financing India’s urban and infrastructure growth, supported by a healthy CRAR of 39.93%.
Financial Highlights and Growth
HUDCO has demonstrated exceptional financial growth in FY26, driven by its transition and focus on large-scale infrastructure financing. The company reported a Net Profit of ₹4,034.37 crore for the year, compared to ₹2,709.14 crore in FY25, marking a robust growth of 48.92%. The operational income also witnessed a notable surge, reaching ₹13,150.40 crore, up 27.54% year-on-year.
Record Loan Portfolio and Asset Quality
The company achieved its highest-ever loan book of ₹1,60,724 crore, reflecting a 28.76% growth over the previous year. This growth is bolstered by aggressive loan sanctions totalling ₹1,64,757.79 crore. Maintaining a focus on asset quality, HUDCO reported a Gross NPA of 1.04% and a Net NPA of 0.05%. The Provision Coverage Ratio stands at a strong 94.90%, ensuring effective risk mitigation.
Strategic Initiatives and Future Outlook
HUDCO is actively repurposing its efforts to support India’s vision for 2047. Key initiatives such as the launch of the Urban Invest Window (UiWIN) and a dedicated PPP Project Finance Division are designed to bridge infrastructure funding gaps. The company continues to maintain high credit ratings of AAA (Domestic) and Sovereign (International), providing a solid foundation for its strategy to expand its balance sheet toward the ₹3 lakh crore target by FY30.
Commitment to Sustainable Development
As part of its ESG commitment, HUDCO has mobilized substantial funds toward RE & Net ZERO projects (₹20,017 crore) and sanitation/sewerage infrastructure (₹45,909 crore). The company’s consistent ‘Excellent’ MoU rating for FY24 and FY25 reaffirms its status as a leading techno-financial institution dedicated to ‘Profitability with Social Justice.’
Source: BSE
