Go Digit General Insurance has reported robust financial results for the financial year 2025-26. The company saw a significant surge in profitability, with profit before tax (PBT) jumping by 49% to ₹173 crore for the quarter ended March 31, 2026. Driven by strong premium growth and improved underwriting performance, the company continues to solidify its position as a leading digital insurer, ending the year with assets under management of ₹22,922 crore.
Financial Growth Highlights
For the quarter ended March 31, 2026, Go Digit showcased exceptional growth. The company reported a Gross Direct Premium of ₹2,402 crore, marking a strong performance for the period. Profitability metrics also saw significant improvement, with PBT under IGAAP reaching ₹173 crore for the final quarter, an increase from ₹116 crore in the corresponding quarter of the previous year. For the full financial year 2025-26, PBT stood at ₹632 crore.
Assets and Market Position
The company continues to expand its reach, managing total assets of ₹22,922 crore as of March 31, 2026, representing a growth of 16.3% year-on-year. Go Digit’s commitment to technological innovation is reflected in its diverse portfolio of 88 active products, serving over 8.4 crore customers since inception. The company maintains a healthy solvency ratio of 2.42, well above the regulatory requirement, ensuring strong capital backing for its operations.
Operational Efficiency and Claims
Operational performance remains a key focus, with the company achieving 40.6 lakh claims settlements since its inception. Customer satisfaction scores remain high, at 95.7% for motor claims and 83.3% for non-motor claims. The company continues to leverage its advanced technology platform and predictive underwriting models to drive efficiency and maintain a competitive edge in the general insurance market.
Source: BSE
