DCB Bank announced its unaudited financial results for the first quarter ended June 30, 2026. The results were approved by the Board of Directors on July 24, 2026. The bank reported a Net Profit from Ordinary Activities After Tax of ₹213.20 crore for the quarter, a slight increase from the previous periods. Key financial highlights include total income of ₹2,180.64 crore and total expenditure of ₹1,836.60 crore.
DCB Bank Reports Q1 FY27 Financial Performance
DCB Bank has officially released its unaudited financial results for the first quarter of the fiscal year 2027, which concluded on June 30, 2026. The financial statements were duly approved by the Bank’s Board of Directors during their meeting held on July 24, 2026. These results, along with the Limited Review Report, provide a snapshot of the bank’s performance during the specified quarter.
Key Financial Highlights
For the quarter ended June 30, 2026, DCB Bank reported a Net Profit from Ordinary Activities After Tax of ₹213.20 crore. This figure reflects a steady performance compared to the preceding periods. The bank’s Total Income for the quarter stood at ₹2,180.64 crore, while Total Expenditure (excluding provisions and contingencies) was recorded at ₹1,836.60 crore. The operating profit before provisions and contingencies was ₹344.04 crore.
Balance Sheet and Capital Adequacy
As of June 30, 2026, the bank’s Paid-up Equity Share Capital was ₹322.08 crore. Reserves, excluding revaluation reserves, amounted to ₹5,824.24 crore. The Capital Adequacy Ratio (Basel III) was reported at a robust 17.03%, indicating strong capitalisation.
Earnings Per Share (EPS)
Basic Earnings Per Share (EPS) for the quarter ended June 30, 2026, stood at ₹6.62, while diluted EPS was ₹6.58. These figures are net of tax expenses and are not annualised for the quarterly results.
Asset Quality
The bank’s asset quality metrics show that the Amount of Gross Non-Performing Assets (NPAs) was ₹1,481.74 crore, with Net NPAs at ₹504.34 crore. The percentage of Gross NPAs to Gross Advances was 2.43%, and Net NPAs to Net Advances was 0.84%.
Segmental Performance
In terms of segmental performance, the Income from Operations for the quarter was ₹2,180.64 crore. The Retail Banking segment reported a profit before tax of ₹191.14 crore, while Treasury Operations generated a profit before tax of ₹12.20 crore. Corporate / Wholesale Banking contributed ₹43.34 crore to the profit before tax.
Other Disclosures
The bank also disclosed details related to its Co-Lending Arrangements, including 15 CLA Partners with gross outstanding amounts of ₹7,505.24 crore. Furthermore, details on Project Finance for the quarter were provided, with 268 projects under implementation at the end of the quarter, representing a total outstanding amount of ₹1,796.06 crore.
Source: BSE
