City Union Bank (CUB) announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The Board of Directors approved the results, which include net profit figures and various financial ratios. The bank also published its segment-wise results, detailing performance across Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
City Union Bank Announces Q2 & H1 FY27 Un-audited Financial Results
City Union Bank (CUB) has released its unaudited financial results for the second quarter (Q2) and the first half-year (H1) ended September 30, 2026. The bank’s Board of Directors considered and approved these results during a meeting held on October 28, 2026.
Key Financial Highlights
The financial results show a Net Profit of ₹41,591.21 lakh for the quarter ended September 30, 2026, and ₹79,848.53 lakh for the half-year ended the same date. For the quarter, the Net Profit stood at ₹41,591.21 lakh, and for the half-year, it was ₹79,848.53 lakh. The statement also includes various analytical ratios, such as a Capital Adequacy Ratio (Basel III) of 21.26% and Earnings Per Share (EPS) of ₹8.98 (basic) and ₹8.95 (diluted) for the half-year.
Segmental Performance
The segment-wise results highlight performance across different banking operations. For the quarter ended September 30, 2026, total segment revenue was ₹244,246.00 lakh. Segment results showed a profit of ₹66,091 lakh. The bank’s total assets amounted to ₹10,346,239.12 lakh, with liabilities totalling ₹9,226,995.00 lakh. Capital Employed stood at ₹1,119,244.00 lakh.
Cash Flow Statement
The Cash Flow Statement for the half-year ended September 30, 2026, indicates a Net Cash Flow from Operating Activities of -₹25,507 lakh. Investing Activities used -₹15,065 lakh, while Financing Activities resulted in a net outflow of -₹19,594 lakh. The net increase in Cash and Cash Equivalents for the period was -₹60,166 lakh.
Other Disclosures
The bank also provided disclosures related to its balance sheet, including Capital of ₹9,907.87 lakh and Reserves & Surplus of ₹1,109,336.73 lakh. The total debt to total assets ratio was 5.10%.
Source: BSE
