Can Fin Homes Limited has reported a strong performance for the quarter ending March 31, 2026. The company achieved a Profit After Tax (PAT) of ₹346 crore for Q4, contributing to an annual milestone where the company’s annual PAT crossed the ₹1,000 crore mark. The loan book grew by 10% year-on-year to reach ₹42,209 crore, supported by a robust asset quality with a Gross NPA of 0.85%.
Key Financial Milestones for FY26
Can Fin Homes Limited has demonstrated consistent financial growth, closing FY26 with an annual Profit After Tax of ₹1,086 crore, reflecting a 27% year-on-year growth. The company’s Net Interest Income for the year stood at ₹1,610 crore. The outstanding loan book reached ₹42,209 crore as of March 31, 2026, driven by steady demand and a strong disbursement performance of ₹10,531 crore throughout the fiscal year.
Quarterly Performance Review
In the fourth quarter of FY26, the company delivered a PAT of ₹346 crore. Performance ratios remain healthy, with a Net Interest Margin (NIM) of 4.19% and a Return on Average Equity (RoE) of 23.12%. Asset quality continues to be a priority, with Gross NPA improving to 0.85% and Net NPA at 0.37% as of the quarter end, demonstrating the effectiveness of the company’s risk management and collection processes.
Strategic Growth and Digital Transformation
Can Fin Homes has continued its expansion efforts, reaching a network of 249 branches spread across 21 states and union territories. The company’s growth strategy is supported by an ongoing digital transformation, with several key IT applications, such as the Loan Origination System (LOS) and Loan Management System (LMS), scheduled for Q1 FY27. The company maintains a diversified sourcing mix, with a significant 81% of business in Q4 sourced through Direct Selling Agents (DSAs).
Portfolio Composition
The lending portfolio remains focused on individual housing loans, which constitute 84% of the total book. The Salaried and Professional segment continues to be a major pillar of the business, accounting for 68% of the total outstanding loan book as of March 2026. The company continues to prioritize sustainable growth and operational excellence as it advances its roadmap towards 2028.
Source: BSE
