Bank of India: Q2 FY27 Profit Rises to ₹330.88 Crore

Bank of India announced its Unaudited (Reviewed) Standalone and Consolidated Financial Results for the 2nd Quarter and Half-Year ended September 30, 2026. The bank reported a consolidated profit after tax of ₹330.88 Crore for the quarter. This announcement details key financial performance indicators, including revenue, expenses, and asset quality ratios, providing insights into the bank’s financial health.

Bank of India Reports Q2 FY27 Financial Results

Bank of India has officially released its Unaudited (Reviewed) Standalone and Consolidated Financial Results for the quarter and half-year ended September 30, 2026. The Board of Directors reviewed and approved these results on October 23, 2026, confirming an unmodified opinion from the auditors.

Standalone and Consolidated Performance

For the quarter ended September 30, 2026:

  • Standalone Net Profit: ₹320.24 Crore
  • Consolidated Net Profit: ₹330.88 Crore

The results cover various financial aspects, including total income, interest expended, operating expenses, provisions, and profit before tax. Key figures for the standalone and consolidated entities are presented for the quarter and half-year ended September 30, 2026, along with comparative data from the previous year.

Key Financial Highlights

The financial statements include details on interest earned, other income, interest expended, operating expenses, and provisions and contingencies. The reports also provide crucial ratios such as Capital Adequacy Ratio, NPA Ratios, and Return on Assets.

  • Total Income (Standalone): ₹23,99,873 Lakhs for the quarter ended 30.09.2026.
  • Total Expenses (Standalone): ₹18,90,969 Lakhs for the quarter ended 30.09.2026.
  • Net Profit (Standalone): ₹3,20,238 Lakhs for the quarter ended 30.09.2026.
  • Net Profit (Consolidated): ₹3,30,882 Lakhs for the quarter ended 30.09.2026.

Segmental and Geographical Information

The report also includes segmental information for Treasury Operations, Wholesale Banking Operations, and Retail Banking Operations, detailing revenue, results, assets, and liabilities. Geographical segments are broken down into Domestic and International operations.

Other Disclosures

Additional disclosures cover details on loans, debts, fraud statistics, and co-lending arrangements. The security cover certificate confirms compliance with covenants for unsecured listed bonds.

Source: BSE

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