Bandhan Bank Limited has released its unaudited financial results for the second quarter (Q2) and the half-year ended September 30, 2026. The presentation details key financial highlights, including advances, deposits, asset quality, and profitability, alongside strategic and operational performance indicators. Investors can access the full presentation for a comprehensive overview of the bank’s financial health and performance during the period.
Bandhan Bank Announces Q2 & H1 FY27 Financial Results
Bandhan Bank Limited has submitted its unaudited financial results for the second quarter (Q2) and the half-year that concluded on September 30, 2026. This disclosure, made in accordance with SEBI regulations, provides stakeholders with a detailed look at the bank’s financial performance.
Key Financial Highlights
The investor presentation, dated October 28, 2026, encompasses a wide array of financial metrics. Key figures include:
- Gross Advances: ₹1,583.7 billion, showing a 13.1% YoY and 1.8% QoQ growth.
- Total Deposits: ₹1,726.9 billion, with a 9.2% YoY and 4.7% QoQ increase.
- GNPA Ratio: Standing at 3.1%, indicating a YoY improvement of 191 bps.
- NNPA Ratio: At 0.9%, with a YoY improvement of 45 bps.
- Net Interest Income (NII): ₹29.6 billion, up 14.4% YoY.
- Profit After Tax (PAT): ₹6.2 billion, demonstrating a significant 455.7% YoY growth.
Strategic Performance
The presentation also outlines Bandhan Bank’s strategic achievements in Q2 FY27, including:
- Strong Outreach Capabilities with 2,001 branches.
- Customer Centricity & Digitization, evidenced by 98% of retail transactions being digital.
- Capital & Liquidity maintained with a CRAR of 18.3%.
- Productivity & Efficiency improvements, with a Cost/Income ratio of 57.5%.
The bank also detailed its extensive pan-India network, comprising 6,415 banking outlets across 35 states and UTs. The geographical distribution of loans and advances shows a strong presence in the Eastern region, constituting 33% of the total.
Further insights are provided on the EEB (Emerging Entrepreneurs Business) segment, housing finance, retail assets, and wholesale banking operations, alongside a detailed breakdown of deposit types and geographical distribution of deposits.
The financial performance section includes detailed Profit & Loss statements and Balance Sheet figures as of September 30, 2026, along with credit rating information for the bank’s financial securities.
Source: BSE
