Bajaj Housing Finance Limited has published the transcript of its Q2 FY2027 earnings conference call held on October 16, 2026. The call detailed the company’s financial results for the quarter ended September 30, 2026, highlighting growth in disbursements and Assets Under Management (AUM). Management provided insights into strategic priorities, including expanding the non-prime segment and managing cost of funds amidst evolving market conditions.
Earnings Call Transcript Released for Q2 FY2027
Bajaj Housing Finance Limited has officially released the transcript for its Q2 FY2027 earnings conference call. The call, which took place on October 16, 2026, provided a comprehensive overview of the company’s financial performance for the quarter ended September 30, 2026.
Key Financial Highlights and Operational Updates
During the call, management reported a strong quarter with significant growth across key metrics. The company highlighted a 25% year-on-year increase in disbursements, reaching INR 19,900 crores. Assets Under Management (AUM) also saw a 25% year-on-year growth, crossing INR 1.58 lakh crores. Profit After Tax (PAT) grew by 18% year-on-year to INR 757 crores. The company emphasized stable asset quality with GNPA at 29 bps and NNPA at 12 bps.
Strategic Focus and Outlook
Management discussed strategic initiatives aimed at future growth and margin protection. This includes a focus on expanding the Sambhav portfolio, which is expected to contribute a larger share of home loan originations. The company also addressed its approach to managing the cost of funds, including the impact of repo rate hikes and the strategy of swapping to floating-rate instruments. Furthermore, Bajaj Housing Finance indicated plans to accelerate its presence in the non-prime segment to balance its business mix and maintain profitability.
Investor Presentation and Further Details
The earnings call transcript is available on the company’s website under the ‘Quarterly Earning Conference Call Transcript’ section. An investor presentation detailing these updates was also shared and is accessible via the same portal.
Source: BSE
