Bajaj Finserv Limited (BFS) announced robust financial results for the half-year ended September 30, 2026. Consolidated revenue saw an 18% increase, reaching ₹85,453 crore, while consolidated profit after tax (PAT) grew by 22% to ₹12,249 crore. The company highlighted strong performance across its major businesses, benefiting from disciplined underwriting and risk management amidst global economic volatility.
Strong Financial Performance in H1 FY27
Bajaj Finserv Limited (BFS) has released its financial results for the first half of fiscal year 2027 (H1 FY27), ending September 30, 2026. The company has demonstrated significant growth, with consolidated revenue climbing by 18% to reach ₹85,453 crore compared to the same period last year. Furthermore, the consolidated profit after tax (PAT) experienced a substantial increase of 22%, totaling ₹12,249 crore.
Resilient Operations Amidst Global Challenges
Despite ongoing geopolitical uncertainty and energy-market volatility, the Indian economy has shown resilience, allowing BFS companies to balance growth opportunities with prudent risk management. This strategic approach has reinforced the foundation for long-term value creation. The report indicates that H1 FY27 witnessed strong growth across all major business segments, contributing to healthy revenue and profitability increases.
Digital Transformation and AI Integration
Bajaj Finserv continues its transformative journey towards becoming a FinAl (Financial AI) enterprise. The company is leveraging an advanced AI-driven technology architecture that integrates intelligence across all its processes. Currently, BFS has deployed over 500+ AI dedicated personnel and is actively working on more than 400+ AI projects across the group.
Subsidiary Performance Highlights
Key subsidiaries have also reported strong performances:
- Bajaj Finance Ltd. (BFL): Recorded a consolidated profit after tax of ₹12,447 crore, an increase of 28%.
- Bajaj General Insurance Ltd. (Bajaj General): Posted a profit after tax of ₹898 crore.
- Bajaj Life Insurance Ltd. (Bajaj Life): Saw a growth of 40% in new business premium and a 53% increase in its value of new business (VNB).
Consolidated Financial Summary (H1 FY27 vs H1 FY26)
The summarized unaudited consolidated financial results are as follows:
- Consolidated total income: ₹85,453 crore (up 18%)
- Consolidated profit after tax: ₹12,249 crore (up 22%)
- Consolidated profit after tax (Attributable to owners): ₹5,890 crore (up 17%)
The report also confirms that the half-yearly report for FY2027 has been submitted to the stock exchanges and placed on the company’s website.
Source: BSE
