Bajaj Finance Limited has announced strong financial results for the fourth quarter and the full financial year ended 31 March 2026. The company achieved a consolidated profit after tax of ₹5,553 crore for Q4 and ₹19,332 crore for the full year. Driven by significant growth in its loan portfolio and a customer base expansion, the company’s assets under management crossed the ₹5 lakh crore milestone during this period.
Consolidated Financial Performance
Bajaj Finance reported impressive consolidated growth for FY26, with profit after tax reaching ₹19,332 crore. When adjusting for one-time actions, the company’s profit after tax for Q4 FY26 reached ₹5,660 crore, representing a notable growth of 27%. The total consolidated assets under management (AUM) reached ₹509,975 crore as of 31 March 2026, reflecting a 22% growth compared to the previous year.
Strategic Growth and Customer Expansion
The company achieved a significant milestone by booking over 52.45 million new loans during FY26. The customer franchise also saw substantial growth, reaching 119.33 million as of 31 March 2026, marking a 17% increase from the previous year. This expansion was supported by strong performance across diverse business segments, including mortgages, urban consumer loans, and MSME lending.
Subsidiary and Dividend Highlights
Bajaj Housing Finance Limited (BHFL), a key subsidiary, continued its strong trajectory, reporting a 23% growth in AUM to ₹140,706 crore. Additionally, the Board of Directors has recommended a final dividend of ₹6.00 per equity share for FY26. This dividend includes a special payout of ₹0.60 per share, attributed to the exceptional gain realized from the sale of BHFL shares during the year.
Operational Resilience
Throughout FY26, the company maintained a high level of balance sheet resilience. Despite a challenging global economic environment, the capital adequacy ratio (CRAR) remained robust at 21.55%. The company successfully executed strategic initiatives, including re-calibrating its provisioning framework and monitoring the impact of new legislative changes, ensuring a stable foundation for the upcoming financial year.
Source: BSE
