Bajaj Finance has announced its financial results for the half year ended September 30, 2026. The company reported a consolidated profit after tax of ₹12,447 crore, marking a 28% growth compared to the previous year. Assets under management (AUM) also saw a significant increase of 26%, reaching ₹5,84,624 crore, underscoring the company’s robust performance and expanding market presence.
Bajaj Finance Reports Strong H1 FY27 Performance
Bajaj Finance Limited has shared its consolidated financial results for the half year ended September 30, 2026. The company announced a consolidated profit after tax (PAT) of ₹12,447 crore, representing a substantial 28% increase year-on-year from ₹9,713 crore in H1 FY26. This growth reflects the company’s sustained operational efficiency and market leadership.
Key Financial Highlights
In addition to the profit growth, Bajaj Finance experienced a significant expansion in its Assets Under Management (AUM), which grew by 26% to ₹5,84,624 crore as of September 30, 2026, up from ₹4,62,261 crore as of September 30, 2025. The number of new loans booked also increased by 15% to 29.58 million in H1 FY27. The customer franchise expanded by 16% to 128.85 million as of September 30, 2026.
Net interest income for H1 FY27 grew by 23% to ₹25,905 crore, and net total income rose by 23% to ₹31,198 crore. The company maintained prudent underwriting and risk management, with Gross NPA and Net NPA standing at 1.06% and 0.42% respectively as of September 30, 2026.
Subsidiary Performance
Both subsidiaries, Bajaj Housing Finance Limited (BHFL) and Bajaj Financial Securities Limited (BFinsec), also demonstrated strong performance. BHFL’s AUM grew by 25% to ₹158,205 crore, and BFinsec’s assets under finance grew by 59% to ₹12,058 crore.
Strategic Outlook
The Chairman, Sanjiv Bajaj, expressed confidence in India’s long-term growth opportunities and highlighted the company’s diversified business model, disciplined risk management, and FINAI transformation as key strengths. The company is well-positioned to contribute to ‘Viksit Bharat 2047’ and deliver sustainable long-term growth.
Source: BSE
