Aditya Birla Capital has reported a robust fiscal year 2026 performance, with consolidated profit after tax growing by 21% to ₹3,797 crore. The company saw significant growth across its lending portfolio, which crossed ₹2 lakh crore, and strong performance in its insurance and asset management verticals. Key growth drivers included a 39% increase in health insurance gross written premium and a 15% growth in life insurance individual first year premiums.
Fiscal Year 2026 Financial Highlights
For the fiscal year ending March 31, 2026, Aditya Birla Capital delivered strong financial results. The consolidated revenue grew by 14% to ₹53,871 crore, while the consolidated profit after tax reached ₹3,797 crore. For the final quarter (Q4: Jan-Mar 2026), the company achieved a consolidated profit after tax of ₹1,124 crore, reflecting a 30% growth compared to the same period in the previous year.
Lending and AUM Growth
The company’s overall lending portfolio, comprising both NBFC and housing finance businesses, grew by 32% year-on-year to ₹2,07,368 crore as of March 31, 2026. The NBFC segment specifically saw disbursements grow by 28% year-on-year, reaching ₹24,947 crore in the fourth quarter. Additionally, the company’s total Assets Under Management (AUM) across mutual funds, life insurance, and health insurance businesses rose by 16% to ₹5,91,343 crore.
Strategic Business Performance
The company’s insurance and digital initiatives showed substantial momentum. The health insurance business reported a 39% growth in gross written premium, while the life insurance individual first-year premium increased by 15% to ₹4,725 crore. Furthermore, the housing finance business saw its profit before tax grow by nearly two times year-on-year to ₹832 crore for the full fiscal year.
Digital Expansion
Aditya Birla Capital’s digital platforms continue to play a critical role in customer acquisition. The D2C platform, ABCD, has acquired approximately 1.1 crore customers, offering a comprehensive suite of over 26 financial products. Simultaneously, the Udyog Plus B2B platform for MSMEs has reached an AUM of ₹5,814 crore, supported by 24 lakh registrations, underscoring the company’s successful digital transformation strategy.
Capital Raising
To support its business expansion, the company concluded an equity fundraise of ₹2,750 crore in Aditya Birla Housing Finance from Advent International in April 2026. The Board also approved an increase in the overall borrowing limit to ₹2,00,000 crore to further strengthen its capital resources and long-term liquidity.
Source: BSE
