Aavas Financiers Limited has reported a strong fiscal year 2026, reaching significant milestones including ₹234.5 billion in Assets Under Management. The company demonstrated resilient growth, with a net profit of ₹6,556 million, reflecting improved operating momentum. Management noted the successful change in promoter to CVC Capital Partners and a focus on scaling operations through technology, with 435 total branches now covering over 2,500 towns across India, underscoring its commitment to sustainable housing finance.
Key Fiscal Highlights
For the fiscal year ended March 31, 2026, Aavas Financiers delivered robust financial results. The company achieved an AUM of ₹234.5 billion and disbursements totaling ₹67.8 billion. The firm reported a net profit of ₹6,556 million, underpinned by a 13.93% Return on Equity (ROE) and a 3.29% Return on Assets (ROA). Asset quality remains pristine, with GNPA and NNPA improving to 1.05% and 0.68% respectively.
Strategic Growth and Operational Expansion
During FY26, Aavas focused on scaling its institutional presence and enhancing its digital capabilities. The company added 38 new branches, bringing its total network to 435 branches across 15 states and union territories. Digital transformation efforts, including AI-driven checks and CRM integration, have led to a 52% reduction in the login-to-sanction turnaround time. Furthermore, the company demonstrated its commitment to sustainability by adding over 300 certified Green Homes during the year, reaching a cumulative total of more than 650.
Capital Strength and Market Position
Aavas maintained a robust capital position with a CRAR of 44.56% and a net worth of ₹50.5 billion. The liability franchise continues to be well-diversified, supported by over 35 lenders. A significant milestone for the year was the change in promoter to CVC Capital Partners, a global private market manager, further strengthening the institution’s foundation for sustainable compounding growth in the coming years.
Source: BSE
