Aadhar Housing Finance Ltd. announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a 22% quarterly growth in loan disbursements and a year-on-year increase in Assets Under Management (AUM) to Rs 32,643 crore. Notably, India Ratings and ICRA upgraded the company’s long-term credit ratings to AA+ (Stable).
Strong Financial Performance
Aadhar Housing Finance Ltd. has announced its financial results for the second quarter (Q2) and the first half (H1) of the fiscal year ending September 30, 2026. The company showcased robust performance, highlighted by a 22% quarterly growth in loan disbursements. Assets Under Management (AUM) saw a significant year-on-year increase of 18%, reaching Rs 32,643 crore as of September 30, 2026.
Key Financial Highlights (Q2 & H1 FY27)
In Q2 FY27, disbursements stood at Rs 2,577 crore, a 22% YoY growth. Profit After Tax (PAT) for Q2 FY27 grew by 16% YoY to Rs 308 crore. Adjusted for ESOP costs, PAT growth was 20% YoY. For H1 FY27, AUM grew by 18% YoY, and disbursements showed a 13% YoY growth, reaching Rs 4,613 crore. H1 FY27 PAT was Rs 591 crore, a 17% YoY increase.
Credit Rating Upgrade
A significant milestone for the company was the upgrade of its long-term credit ratings to AA+ (Stable) by both India Ratings and ICRA. This upgrade on a standalone basis from all three major rating agencies reinforces the company’s strong financial profile and capitalisation, facilitating diversified funding access.
Business Expansion and Outlook
Aadhar Housing Finance also expanded its physical footprint by opening one branch in Jammu, increasing its network to 632 branches across 23 states and over 555 districts. The company remains focused on expanding its footprint, improving operational efficiency through technology, and maintaining asset quality, profitability, and sustainable long-term growth amidst an evolving market environment.
Source: BSE
