Aadhar Housing Finance Limited announced its financial results for the second quarter and first half of FY27. The company reported a substantial 18% year-on-year growth in Assets Under Management (AUM), reaching INR32,643 crore as of September 30, 2026. Disbursements also saw a strong 22% year-on-year growth, totaling INR2,577 crore in Q2 FY27. Profit After Tax (PAT) also demonstrated healthy growth, underscoring the company’s positive financial trajectory.
Aadhar Housing Finance Reports Strong Q2 FY27 Performance
Aadhar Housing Finance Limited has disclosed its financial performance for the second quarter and the first half of the financial year 2027. The company showcased robust growth across key financial metrics, reflecting a strong operational quarter.
Key Financial Highlights
- Assets Under Management (AUM): Stood at INR32,643 crore as of September 30, 2026, registering a 18% year-on-year growth.
- Disbursements (Q2 FY27): Totaled INR2,577 crore, a 22% year-on-year growth.
- Disbursements (H1 FY27): On a like-to-like basis, disbursement growth was 21% year-on-year.
- AUM Growth (H1 FY27): On a like-to-like basis, AUM growth was 20% year-on-year.
- Portfolio Yield Exit: Stood at 13.4% as of Q2 FY27, with an exit spread of 5.73%.
- Gross Non-Performing Assets (GNPA): At 1.34% as of September 30, 2026, an improvement of 8 basis points year-on-year.
- Profit After Tax (PAT) (H1 FY27): INR591 crore, compared to INR504 crore in Q2 FY26.
- PAT (Q2 FY27): INR308 crore, compared to INR266 crore in Q2 FY26.
- ROA (Q2 FY27): 4.2% (4.4% adjusted for ESOP cost).
- ROE (Q2 FY27): 15.2% (15.8% adjusted for ESOP cost).
- Capital Adequacy Ratio: Tier 1 at 41.7%.
Operational and Strategic Updates
The company emphasized its continued focus on disciplined growth, calibrated risk management, and improving productivity. Aadhar Housing Finance is committed to expanding access to affordable housing finance while maintaining asset quality, profitability, and sustainable returns. The branch network expanded to 632 branches across 23 states. Credit rating agencies India Ratings, CARE, and ICRA have affirmed the company’s rating at AA+ stable, reflecting its scale and strong capitalization.
The management reiterated its medium-term guidance of 18% to 20% disbursement growth and 20% AUM and PAT growth for the full year, expressing confidence in delivering a 20% plus disbursement growth in the second half of the year.
Source: BSE
