Aadhar Housing Finance Limited has reported strong financial growth for the fiscal year ending March 31, 2026. The company achieved a standalone profit after tax of ₹1,095.49 crore, up from ₹912.11 crore in the previous year. Revenue from operations also saw robust growth, reaching ₹3,672.29 crore. The board also highlighted significant ownership changes, with BCP Asia II Holdco VII Pte. Ltd. becoming the new promoter following a successful acquisition process.
Financial Performance Overview
For the financial year ended March 31, 2026, Aadhar Housing Finance reported a standalone profit after tax of ₹1,095.49 crore, demonstrating steady growth compared to the ₹912.11 crore recorded in the prior year. Revenue from operations for the full year stood at ₹3,672.29 crore, a significant increase from ₹3,107.35 crore in the previous fiscal year. In the final quarter (Q4: Jan-Mar), the company reported a standalone profit after tax of ₹310.65 crore.
Strategic Shareholding and Control Update
A major development during this period was the change in ownership and control. BCP Asia II Holdco VII Pte. Ltd. acquired 64.14% of the expanded voting share capital of the company from the erstwhile promoter. Following a subsequent mandatory open offer and further acquisition, the new promoter’s stake reached 64.90% as of March 31, 2026. Consequently, the previous promoter group has ceased control and has been reclassified as a public shareholder.
Exceptional Items and Operational Impact
The financial results reflect an exceptional impact of ₹15.92 crore, attributed to changes in the definition of wages following the notification of new Labour Codes. This change resulted in an increase in the company’s liability toward gratuity and compensated absences. This adjustment was treated as a non-recurring expense in the financial statements.
Business Operations and Capital Position
The company maintains a strong capital position with a Capital Adequacy Ratio (CRAR) of 42.49% as of the end of the fiscal year. The housing finance business remains the company’s sole operating segment. Furthermore, the company successfully utilized 100% of the ₹1,000 crore raised through its IPO, primarily for onward lending and general corporate purposes, reinforcing its commitment to its core mission of providing accessible home financing solutions.
Source: BSE
