Aadhar Housing Finance Ltd reported strong financial results for the fiscal year ended March 31, 2026. The company achieved a 22% year-on-year growth in Profit after Tax (PAT) to ₹1,108 crore, while its Assets Under Management (AUM) expanded by 20% to ₹30,571 crore. These results reflect consistent performance, stable asset quality, and record-breaking quarterly disbursements driven by steady demand in the affordable housing segment across India.
Fiscal Year 2026 Financial Highlights
For the financial year ended March 31, 2026, Aadhar Housing Finance demonstrated robust operational and financial growth. The company reported a Profit after Tax of ₹1,108 crore, representing a 22% increase compared to the previous year. Assets Under Management reached a milestone of ₹30,571 crore, marking a 20% year-on-year growth. This expansion is supported by a network of over 626 branches across 22 states and union territories.
Record Quarterly Performance
The final quarter of the fiscal year (Jan-Mar 2026) saw the company achieve its highest-ever quarterly disbursements, amounting to ₹3,087 crore, a 20% growth compared to the same period in the previous year. Profit after tax for the quarter stood at ₹311 crore, reflecting a notable 27% year-on-year increase. The total number of loan accounts as of March 31, 2026, exceeded 3,36,000.
Strategic Outlook and Asset Quality
Management attributes the strong performance to a balanced ‘Urban and Emerging’ branch model and consistent demand in the EWS (Economically Weaker Section) and LIG (Low Income Group) segments. Asset quality remains stable, with a Gross NPA of 1.08% as of March 31, 2026. The company has also integrated AI-led tools into its loan lifecycle, enhancing underwriting precision and collection efficiency. Looking ahead, the company remains confident in the affordable housing segment, supported by continued government initiatives and strong structural growth drivers.
Source: BSE
