HUDCO has announced its financial results for the quarter and year ended March 31, 2026, highlighting significant growth. The company achieved a Net Profit of ₹4,034.37 crore for the year, marking a 48.92% increase compared to the previous year. With record-breaking loan sanctions of ₹1.65 lakh crore and disbursements of ₹51,194 crore, HUDCO continues to strengthen its position as a key financier for infrastructure and housing projects under its ‘Profitability with Social Justice’ mandate.
Financial Growth and Profitability
The company demonstrated robust financial health throughout FY26, characterized by substantial expansion in its operations. The Net Profit soared to ₹4,034.37 crore, a remarkable jump of nearly 49% from the previous fiscal. Operational income also saw a healthy rise, reaching ₹13,150.40 crore, up 27.54% compared to FY25. This performance reflects the success of HUDCO’s strategic shift and increased lending activities in the infrastructure and affordable housing sectors.
Record-Breaking Operational Milestones
FY26 was a year of milestones for HUDCO, with the company achieving its highest-ever loan sanctions of ₹1.65 lakh crore, representing a 29% growth. Disbursements reached a record ₹51,194 crore, reflecting a 28% increase. As of March 31, 2026, the total loan book stands at ₹1,60,724 crore, underscoring the company’s vital role in national development.
Asset Quality and Risk Management
HUDCO maintains a pristine asset quality, which is among the best in the industry. The Gross NPA (GNPA) stood at 1.04%, while the Net NPA (NNPA) was maintained at a minimal 0.05%. Furthermore, the company reported a high Provision Coverage Ratio of 94.90%, providing strong risk protection. The vast majority of the loan book, at 98.90%, consists of loans to the Government and its agencies, further securing the company’s financial position.
Strategic Initiatives for Future Growth
Looking ahead, HUDCO is actively supporting the national vision for a developed India through initiatives like the Urban Invest Window (UiWIN) and the development of City Economic Regions (CERs). By focusing on diversified funding sources, optimizing the cost of funds, and launching new financing models for PPP projects, the company is well-positioned to scale its balance sheet toward its ₹3 lakh crore target by FY30.
Source: BSE
