Aditya Birla Capital reported robust financial growth for the financial year ended March 31, 2026. The company achieved a consolidated revenue of ₹53,871 crore, reflecting a 14% year-on-year growth, while profit after tax rose by 21% year-on-year to ₹3,797 crore. The growth was driven by strong performance across its lending, asset management, and insurance business segments, supported by a significant expansion in its digital-first distribution architecture.
Strong Consolidated Growth
For the fiscal year ending March 31, 2026, Aditya Birla Capital demonstrated strong operational momentum. Consolidated revenue reached ₹53,871 crore, an increase of 14% over the previous year. Profit after tax (excluding exceptional items) stood at ₹3,797 crore, marking a healthy 21% growth compared to the prior year. The company’s total lending portfolio expanded to ₹2,07,368 crore, representing a 32% year-on-year increase.
Segment Performance Highlights
The company’s diverse financial services platform recorded significant growth across key business areas:
- NBFC Segment: Lending AUM reached ₹1,59,916 crore, a 27% year-on-year increase, with a robust 2.25% RoA.
- Housing Finance: Reported strong growth with AUM at ₹47,452 crore, a 53% year-on-year surge, and a profit after tax of ₹647 crore.
- Asset Management: Domestic QAAUM grew to ₹4,35,866 crore, maintaining a 6.02% market share.
- Life Insurance: Individual first-year premium reached ₹4,725 crore, with a 20.6% net VNB margin.
- Health Insurance: Gross written premium grew by 39% to ₹6,855 crore.
Digital Transformation and Strategy
Aditya Birla Capital continues to emphasize an omnichannel strategy. The ABCD digital platform has reached 11 million customers and offers over 26 product categories. The company’s focus on Artificial Intelligence has led to significant productivity improvements, including an 80% reduction in turnaround time for software development tasks and substantial savings through enhanced fraud detection models. The business is supported by a widespread network of 1,740 branches, enabling deep market penetration and customer-centric service delivery.
Source: BSE