SBI Card has reported its audited financial results for the quarter and year ended March 31, 2026. The company achieved a profit after tax of ₹609.30 crore for the final quarter, contributing to an annual profit after tax of ₹2,166.71 crore. The Board of Directors has also declared an interim dividend of ₹2.50 per equity share, reflecting a 25% payout on the face value of the shares.
Financial Performance Overview
For the financial year ended March 31, 2026, SBI Card recorded total revenue from operations of ₹19,899.63 crore, showing significant growth compared to the previous year. The company’s total income for the year reached ₹20,707.62 crore. The profit after tax for the full year stood at ₹2,166.71 crore, underscoring strong operational performance despite challenging market conditions.
Asset Quality and Key Ratios
The company maintains a solid asset quality profile. As of March 31, 2026, the Gross NPA ratio was reported at 2.41%, an improvement from 3.08% in the prior year. Similarly, the Net NPA ratio improved to 1.04% from 1.46%. The capital adequacy ratio remains robust at 25.47%, ensuring the company is well-positioned for future growth.
Strategic Dividends and Operational Highlights
The Board of Directors has declared an interim dividend of ₹2.50 per share for the financial year 2025-26. Operational highlights for the year include the effective management of interest and commission income streams and a disciplined approach to impairment provisioning. Notably, the company successfully reversed ₹76.57 crore in GST liabilities during the year following a change in tax practice, further bolstering the bottom line.
Source: BSE
