YES BANK has announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a robust annual net profit of ₹3,475.59 crore for the year, reflecting significant growth compared to the previous fiscal. Asset quality continued to improve, with gross NPA reducing to 1.3%. The board has approved these results, highlighting strong operational efficiency and a solid capital position with a 15.3% capital adequacy ratio.
Annual Financial Performance
For the financial year ended March 31, 2026, YES BANK demonstrated resilient performance with a standalone net profit of ₹3,475.59 crore, compared to ₹2,405.86 crore in the previous year. The bank’s total income for the fiscal reached ₹36,928.17 crore. Operating profit for the year stood at ₹5,506.39 crore, showcasing the bank’s ability to maintain core profitability amidst a dynamic economic environment.
Asset Quality and Key Ratios
The bank has shown consistent improvement in its asset quality profile. Gross NPA was reported at 1.3% as of March 31, 2026, down from 1.6% in the previous fiscal year. Net NPA also improved, reaching 0.2%. Furthermore, the bank maintained a capital adequacy ratio of 15.3% (Basel III), underscoring its commitment to a strong and stable balance sheet.
Operational Highlights
During the final quarter of the year, the bank took a proactive step to strengthen its standard asset provisioning coverage by making a one-time provision of ₹341 crore. This measure reflects a conservative approach to risk management rather than any deterioration in asset quality. Additionally, the bank successfully utilized its debt issuance proceeds, with no deviations reported in the intended use of funds.
Consolidated Results
On a consolidated basis, which includes the performance of its subsidiary, YES Securities (India) Limited, the group reported a net profit of ₹3,511.71 crore for the year ended March 31, 2026. The group remains committed to digital innovation and scaling its retail banking operations, with revenue growth driven by both core banking activities and its subsidiary operations.
Source: BSE
