YES BANK has announced the approval of its unaudited standalone and consolidated financial results for Q2 FY2026. The Board of Directors approved these results on October 18, 2025. Key highlights include details on interest earned, operating profit, and asset quality. The bank confirmed full utilization of proceeds from non-convertible debt securities and compliance with listing regulations.
Financial Performance Overview
YES BANK’s Board of Directors has approved the unaudited financial results for the quarter ended September 30, 2025 (Q2 FY2026). The results include both standalone and consolidated figures, offering a comprehensive view of the bank’s financial health. Key figures from the approved statements are detailed below.
Key Financial Metrics
The bank reported an interest earned of ₹737,884 Lakhs on a standalone basis. The operating profit before provisions and contingencies stood at ₹129,650 Lakhs. Net profit from ordinary activities after tax was reported at ₹65,447 Lakhs.
The gross NPA ratio is at 1.6% and Net NPA ratio at 0.3%. Capital Adequacy ratio (Basel III) stood at 15.0%
Segment Highlights
Segment revenue showed a significant contribution from Treasury at ₹177,649 Lakhs, Corporate Banking at ₹302,554 Lakhs, and Retail Banking at ₹377,914 Lakhs.
Additional Disclosures
YES BANK confirmed that the issue proceeds of non-convertible debt securities were fully utilized without any deviations from their stated objectives. There are no outstanding secured listed non-convertible debt securities as of September 30, 2025.
Update on SMBC Stake
Sumitomo Mitsui Banking Corporation (SMBC) now holds 24.22% stake in YES BANK after acquiring additional stake during the quarter.
Green Infrastructure Bonds
Proceeds of the outstanding INR 315 Crores Green Infrastructure Bonds (bearing ISIN INE528G08295) issued in August 2015 remained unutilized and were allocated in Government Securities up to August 5, 2025 on which date the said Bonds were fully redeemed by the Bank.
Source: BSE
