YES Bank’s Board of Directors has approved the unaudited standalone and consolidated financial results for Q3 2026 and the nine months ending December 31, 2025. The Board convened on January 17, 2026, to review and approve these results. The bank confirms full utilization of proceeds from non-convertible debt securities with no deviations. There were no outstanding secured listed non-convertible debt securities as of December 31, 2025.
Financial Performance Highlights
YES Bank reported a Net Profit of ₹95.65 crore on a consolidated basis for Q3 2026, compared to ₹61.94 crore for Q3 2025. Total income reached ₹927.23 crore for the quarter. For the nine months ended December 31, 2025, the consolidated Net Profit stood at ₹242.95 crore. Key figures from the standalone results reveal a Net Profit of ₹95.16 crore for the quarter.
Asset Quality
The Gross Non-Performing Assets (NPA) ratio remained stable at 1.5% on both a standalone and consolidated basis. Net NPA also remained consistent at 0.3%. The bank’s Capital Adequacy Ratio under Basel III stood at 14.6% on a consolidated basis.
Segment Performance
On a standalone basis, the Treasury segment recorded a profit of ₹59.51 crore, while Corporate Banking reported a profit of ₹76.84 crore for Q3 2026. Retail Banking reported a loss of ₹30.48 crore for the same period. Standalone total income reached ₹917.58 crore for the quarter.
Debt and Securities
YES Bank confirms that proceeds from non-convertible debt securities have been fully utilized. There were no deviations in the usage of these funds from their stated objectives. The bank also reported that there are no outstanding secured listed non-convertible debt securities as of December 31, 2025.
Update on AT-1 Bonds
The bank stated that while the write-down of AT-1 Bonds is under litigation, it does not anticipate a material financial impact from the matter, pending a final verdict from the Supreme Court.
Additional Details
YES Bank’s Limited Review Report, conducted by joint statutory auditors, showed an unmodified review report of both standalone and consolidated results. The Board meeting, during which these financials were approved, began at 10:00 AM and concluded at 12:35 PM.
Source: BSE
